Eric Duflos (CGAP), Joanna Ledgerwood (CGAP Consultant), Brigit Helms (CGAP), Manuel Moyart (CGAP Consultant), Country-Level Effectiveness and Accountability Review (CGAP Report), February 2006, CGAP, www.cgap.org
Nimal A.F., Understanding and Dealing with High Interest Rates on Micro credit, A Note to Policy Makers in the Asia and Pacific Region, East Asia Department, ADB, May 2006